To the business operator
Sale / withdrawal
It is a method to sell the property and to remove the hand from the rental management itself. You can have cash collected at hand. The gains on sale can be devoted to living expenses for old age, it can also be used for overseas trips and food for walking. In addition, it can be switched to operation of financial products such as stocks, mutual funds, government bonds, FX and so on. However, after the property becomes too old, the value of the building will be zero and it will be judged only by the value of the land. When you sell, you need to make a detailed plan of business whether you can sell the highest, and make sure you do not mistake the time.
Also, from the viewpoint of inheritance, if you own multiple real estate properties, their profitability and asset value will fall apart, so you may settle for inheritance. In order to avoid such inconveniences, there is a method of selling real estate, switching to cash or another financial asset and equally inheriting it, but because cash and financial assets are parity tax inheritance tax valuation, a large amount Your inheritance tax will rise as well. It is necessary to pay attention to that point.
It is said that "inheritance tax is cheaper than land rather than cash". For example, if you own cash of 100 million yen, the property value will be 100 million yen. On the other hand, if you own land with a market price of 100 million yen, basically it will not be 100 million yen property valuation.
In general, inheritance tax of land is evaluated by route price method. In this case, the price of the land will be about 70% to 80% of the market price. Therefore, if the market price of the land is 100 million yen it will be the property valuation of about 70 million yen to 80 million yen. In other words, the estate appraisal value becomes much cheaper inheritance tax on the land.
Route value is revised every year, but the market price has always changed, so the route price may be higher than the market price in some cases. In this case, it will be higher inheritance tax if you have land with a market value of 100 million yen than cash of 100 million yen.
Because FrontDoor has prepared an unrivaled advanced system for these property evaluations, not only the appropriate sale time of owned real estate but also inheritance and second inheritance are taken into consideration in the long term We will do support.
To not make it "heritage strife" ...
In considering the exit strategy of rental management, the problem of inheritance and inheritance tax can not be separated. If you continue to operate leasing without thinking about inheritance at all, in the worst case, you will be pressing "negative heritage" to children. There is no shortage of breaking the relationship between brothers and sisters. In order to avoid troubles, exit strategies for rental management are necessary.
The exit strategy for that depends on each family. In the end, it is a point to talk with your spouse, son, and daughter in advance before you pass away in advance. However, more importantly, it is important to grasp the valuation value of the real estate you own. In the face of inheritance, what most of the property owner lacks is property assessment owned by you. In this regard, FrontDoor will support it in the long term.
If your spouse or son wants to inherit leasing management, renovation and rebuilding will be exit strategies. If it means that you can build a new loan, rebuilding and replacement are also an option. Also, if you need a set of funds such as my home funds and educational expenses, you may choose the option of selling or withdrawing. Ultimately, it is also related to the future of heirs who will take over your assets, so we encourage you to have the opportunity to consider together. All of them will be comprehensively supported by FrontDoor from a total perspective.